Loan Origination System (LOS)
A software system utilized in the financial industry to manage the processing and recording of loan requests from customers. This system is designed to streamline the process from customer loan application to loan approval or rejection.
Unleash digital transformation for seamless originating process
Automation & Efficiency
Automates various aspects of the loan origination process to increase efficiency and productivity, reduce the time taken for loan processing and enhances the customer experience.
Customization & Flexibility
Built on a flexible platform for easy customization of current processes or addition of new processes as needed.
Integration & Compatibility
Seamlessly integrates with other systems and platforms to create a unified ecosystem from customer engagement to loan disbursement.
Security & Anti-Fraud
Automatic customer screening mechanisms through DTI, Scoring, Blacklist, CIC, reducing fraud during loan origination.
Introduction solutions
- Digital onboarding
- Credit Decisioning
- Loan Simulation
- Document Management
- Reporting and Analytics
- Security and Data Privacy
- Integration Capabilities
Digital onboarding
Using OCR to extract information on Citizen Identification Card and verify face biometrics
Credit Decisioning
Automated credit assessment and underwriting capabilities to evaluate the borrower's creditworthiness based on parameters like credit history, income, employment, and collateral,... which is flexible to set up.
Loan Simulation
Allows borrowers to input various loan parameters, such as loan amount, interest rate, and repayment term, and receive an estimate of the monthly payments, total interest paid, and other key financial metrics.
Document Management
Secure storage and management of all loan-related documents, including application forms, supporting financial statements, credit reports, and legal documents.
Reporting and Analytics
Comprehensive reporting and data analysis features to track key performance indicators, generate management reports, and gain insights into the loan portfolio.
Security and Data Privacy
Robust security measures to protect sensitive borrower information and comply with data privacy regulations.
Integration Capabilities
The ability to seamlessly integrate with other systems, such as customer relationship management (CRM) tools, credit bureaus, property valuation platforms, and core banking systems.
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